AnphaNews

Anphabe

Connecting opportunities
hZWZmZhikWqbl5qExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmWJrUr98qKellJ--oJvSpZbWnaeg0dPXytrJvrPJntaFxd3bz9PHlXbJpc-h1Fhr2XKcb1qe26OXp52oo1p0pZ9hYmqFqJ-Vqailx3-f0ptZn6tuZpyH1MLWxc_ZhmvCc5Sd3eDh

Smart way to use your income

Answer11 hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUr98qKellJ--oJ_Tj6PNo5mMrs7PxrDF3N-wn8KdpcbWzNPUU3DZa55siJyl1JvYnqemiHCnbWVtb1qlm9CVcpPXoaWgfYeArlVx12ptnlqkkdTG0dSGn8Ogl2rcrJ6Uk52Gy5-pz6XfkdqvoMtan6hycKBXpaiZrKmhqKCHa6RqnHJYl6OnnNaslc2UWZ-rbmKch5uZhp_VoJxqg5rH19HVw8-VV6GaoGKhs60.
Khoi Phan Anh's picture
1311134209

I'm a single guy and never have to think much of saving for the future. I spend a big chunk of my income for my hobbies (phone, PC, car, etc..). However people do advise me to save at least 10% of monthly income for future investment. Can you share how you divide your income and use it smartly, thanks

Answer11 hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUr98qKellJ--oJ_Tj6PNo5mMrs7PxrDF3N-wn8KdpcbWzNPUU3DZa55siJyl1JvYnqemiHCnbWVtb1qlm9CVcpPXoaWgfYeArlVx12ptnlqkkdTG0dSGn8Ogl2rcrJ6Uk52Gy5-pz6XfkdqvoMtan6hycKBXpaiZrKmhqKCHa6RqnHJYl6OnnNaslc2UWZ-rbmKch5uZhp_VoJxqg5rH19HVw8-VV6GaoGKhs60.

Have something to say?

Join Anphabe for free to share and get shared on your own business topics.

Pages

Answers

  • Ha Nguyen's picture
    Ha Nguyen
    1311650114

    Best Answer

    you may need a wife to do it for you. That's joke. What you should do is planing it yourself. List all of your expenses that you can cut and open a bank account that you can deposit that money in or find a good way to invest it. When it come to money, I think you will have smartest idea to use it. Only one thing is can you do it ? One think I actually do to remind me of saving money is hang up my dream house on the wall infrond of my bed. So I can see my dream every time i get up or go to bed. For me, that actually work.

      hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUr98qKellJ--oJ_Tj6PNo5mMrs7PxrDF3N-wn8KdpcbWzNPUU3DZa55siJyl1JvYnqemiHCnbWVtb1qlm9CVcpPXoaWgfYeArlVx12ptnlqkkdTG0dSGn8Ogl2rcrJ6Uk52Gy5-pz6XfkdqvoMtan6hybqBXlaGnsJqqW23YampqhZ2kpp6nrMGcmoZrqp5rblKUnpaDn9ecnp5SwpzY0tTCzcpTcM9rlm3jsw..
    • hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJiUaoObydbWpNLZqJrYc9um2qWeroyxgVpz2W9qbVaplqqan9hSbJGdaXCtqG1snFWX0qOuyaqTmcaHn9Sel5yIlmmTW5_g3w..
    hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJeYaoOgydel0tHTlqPad9Wk01hr2XKab1qox6eVoKdbcJlzZJ-rpGqccliTo6aqx6WVzZRZn6tuY5yHlpqWhp3ZnmmbW9Pa0MjWxaaeylOhpaBqaohplWZsWqGysQ..
  • Thuc Anh Nguyen's picture
    Thuc Anh Nguyen
    1311214335

    Some personal finance say: Keep at least 10% of income for saving (for future investment), 10% for learning (book, training course, etc) and 10% for donation. If you have discipline in doing this AS EARLY AS YOU CAN, you will be a millionaire before you even know it.I've been practicing this for several years now and so far so good:)

      hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUr98qKellJ--oJ_Tj6PNo5mMrs7PxrDF3N-wn8KdpcbWzNPUU3DZa55siJyl1JvYnqemiHCnbWVtb1qlm9CVcpPXoaWgfYeArlVx12ptnlqkkdTG0dSGn8Ogl2rcrJ6Uk52Gy5-pz6XfkdqvoMtan6hybqBXlaGnsJqqW23YampqhZ2kpp6nrMGcmoZrqp5rblKUl5yDn9ecnp5SwpzY0tTCzcpTcM9rlm3jsw..
    • hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJiUaoObydbWpNLZqJrYc9um2qWeroyxgVpz2W9qbVaplqqan9hSbJGdaXCtqG1snFWX0qOuyaqTmcaHn9Sel5yIlmKZW5_g3w..
    hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJeYaoOgydel0tHTlqPad9Wk01hr2XKab1qox6eVoKdbcJlzZJ-rpGqccliTo6aqx6WVzZRZn6tuY5yHlpOchp3ZnmmbW9Pa0MjWxaaeylOhpaBpaohpnGxac-Oy
  • Thanh Nguyen's picture
    Thanh Nguyen
    1311214792

    @Thuc anh: Totally agree w you. 1 small thing to add: Make it a small yearly target. As long as you have a target, you will try harder and has more discipline to achieve it. And as long as you reach a certain amount of saving, spend quality time to look for sustainable investment. @ Khoi Phan: A single guy like you may not focus to buy a house / apartment right now but believe me "An cư thì lạc nghiệp". Use good bank to well leverage your saving.

      hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUr98qKellJ--oJ_Tj6PNo5mMrs7PxrDF3N-wn8KdpcbWzNPUU3DZa55siJyl1JvYnqemiHCnbWVtb1qlm9CVcpPXoaWgfYeArlVx12ptnlqkkdTG0dSGn8Ogl2rcrJ6Uk52Gy5-pz6XfkdqvoMtan6hybqBXlaGnsJqqW23YampqhZ2kpp6nrMGcmoZrqp5rblKUl52Dn9ecnp5SwpzY0tTCzcpTcM9rlm3jsw..
    • hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJiUaoObydbWpNLZqJrYc9um2qWeroyxgVpz2W9qbVaplqqan9hSbJGdaXCtqG1snFWX0qOuyaqTmcaHn9Sel5yIlmKaW5_g3w..
    hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJeYaoOgydel0tHTlqPad9Wk01hr2XKab1qox6eVoKdbcJlzZJ-rpGqccliTo6aqx6WVzZRZn6tuY5yHlpOdhp3ZnmmbW9Pa0MjWxaaeylOhpaBpaohqlG1ac-Oy
  • Hưng Nguyễn Vũ's picture

    I spend money with internal quanxi of relatives as well as hanging out with friends or potential relationships :). They are not donation but invesment...

      hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUr98qKellJ--oJ_Tj6PNo5mMrs7PxrDF3N-wn8KdpcbWzNPUU3DZa55siJyl1JvYnqemiHCnbWVtb1qlm9CVcpPXoaWgfYeArlVx12ptnlqkkdTG0dSGn8Ogl2rcrJ6Uk52Gy5-pz6XfkdqvoMtan6hybqBXlaGnsJqqW23YampqhZ2kpp6nrMGcmoZrqp5rblKUmJSDn9ecnp5SwpzY0tTCzcpTcM9rlm3jsw..
    • hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJiUaoObydbWpNLZqJrYc9um2qWeroyxgVpz2W9qbVaplqqan9hSbJGdaXCtqG1snFWX0qOuyaqTmcaHn9Sel5yIlmORW5_g3w..
    hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJeYaoOgydel0tHTlqPad9Wk01hr2XKab1qox6eVoKdbcJlzZJ-rpGqccliTo6aqx6WVzZRZn6tuY5yHlpSUhp3ZnmmbW9Pa0MjWxaaeylOhpaBpaohvlGtac-Oy
  • Khoi Phan Anh's picture
    Khoi Phan Anh
    1311830371

    thanks all for your advice. Definitely will apply the saving account of at least 10% income and a reminder system of a "future house with wife":)

      hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUr98qKellJ--oJ_Tj6PNo5mMrs7PxrDF3N-wn8KdpcbWzNPUU3DZa55siJyl1JvYnqemiHCnbWVtb1qlm9CVcpPXoaWgfYeArlVx12ptnlqkkdTG0dSGn8Ogl2rcrJ6Uk52Gy5-pz6XfkdqvoMtan6hybqBXlaGnsJqqW23YampqhZ2kpp6nrMGcmoZrqp5rblKVl5aDn9ecnp5SwpzY0tTCzcpTcM9rlm3jsw..
    • hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJiUaoObydbWpNLZqJrYc9um2qWeroyxgVpz2W9qbVaplqqan9hSbJGdaXCtqG1snFWX0qOuyaqTmcaHn9Sel5yIl2KTW5_g3w..
    hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJeYaoOgydel0tHTlqPad9Wk01hr2XKab1qox6eVoKdbcJlzZJ-rpGqccliTo6aqx6WVzZRZn6tuY5yHl5OWhp3ZnmmbW9Pa0MjWxaaeylOhpaBpaohwlWdac-Oy
  • Chris DangTran's picture
    Chris DangTran
    1312982456

    Basic principle, 10% income should be into investment or saving at the early age. Saving doesnt do much for financial growth. But investment does but with risk. Believed me, in the US or any country in the world, we can not depends on the government to support us when we are old and stop working. Saving from the beginning at the early age is crucial for your future and security for your family. I would increase your investment when your salary increase. Best saving is not to spend your money! Easy to say but hard to do, I know.

      hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUr98qKellJ--oJ_Tj6PNo5mMrs7PxrDF3N-wn8KdpcbWzNPUU3DZa55siJyl1JvYnqemiHCnbWVtb1qlm9CVcpPXoaWgfYeArlVx12ptnlqkkdTG0dSGn8Ogl2rcrJ6Uk52Gy5-pz6XfkdqvoMtan6hybqBXlaGnsJqqW23YampqhZ2kpp6nrMGcmoZrqp5rblKWnp2Dn9ecnp5SwpzY0tTCzcpTcM9rlm3jsw..
    • hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJiUaoObydbWpNLZqJrYc9um2qWeroyxgVpz2W9qbVaplqqan9hSbJGdaXCtqG1snFWX0qOuyaqTmcaHn9Sel5yImGmaW5_g3w..
    hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJeYaoOgydel0tHTlqPad9Wk01hr2XKab1qox6eVoKdbcJlzZJ-rpGqccliTo6aqx6WVzZRZn6tuY5yHmJqdhp3ZnmmbW9Pa0MjWxaaeylOhpaBqaohplGttWqGysQ..
  • Tuyen Duong's picture
    Tuyen Duong
    1317793939

    My devision:
    - 10% for Emergency fund (you shouldn't use it until you have a trouble or when you can't go to work)
    - 15% for my parents
    - 20% for Study
    - 5% for spending
    and 50% for saving
    All of them are keept in bank account
    At first, you may feel not comfortable because you have to change your habits. But if you have a strong determination, you will get a success.
    Try all your best! Good luck! :)

      hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUr98qKellJ--oJ_Tj6PNo5mMrs7PxrDF3N-wn8KdpcbWzNPUU3DZa55siJyl1JvYnqemiHCnbWVtb1qlm9CVcpPXoaWgfYeArlVx12ptnlqkkdTG0dSGn8Ogl2rcrJ6Uk52Gy5-pz6XfkdqvoMtan6hybqBXlaGnsJqqW23YampqhZ2kpp6nrMGcmoZrqp5sblKUlpmYhp_VoJxqg5rH19HVw8-VV6GaoGKhs60.
    • hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJiUaoObydbWpNLZqJrYc9um2qWeroyxgVpz2W9qbVaplqqan9hSbJGdaXCtqG1snFWX0qOuyaqTmcaHn9SemJyIlmGWcIae3-A.
    hZWZmZhhmmyblJSExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsm2pTcdGrrZenVW7VbW6eUp3Zppeky9TSg5_XnJeYaoOgydel0tHTlqPad9Wk01hr2XKab1qox6eVoKdbcJlzZJ-rpGqccliTo6aqx6WVzZRZn6tuZJyHlpKZm4Sh12qac4bS2dHJ2JCqz5WIbdlwZKBam2VucYhwsbA.

Pages

hZWZmZhikWqbl5qExaBkb-GkoGOYcFLJpMWoq4DHo5ifmatXc6xsmGVrUqeqq6KWn4_QoqrNlqDHmaiZ0dPDxMnS1svWjK2a3tyu0sXKU3DZa55siJyl1JvYnqemiHCnbWZsb1qcodqepYXRqpuTmYGi1pyczZOY2KGjnoSg15uanoTWxaLCpteFncSelmuw464.
Lazy Load...